Our insurance products
Personal insurance
Life
Financial security for the people you love. Term or permanent insurance. There's a plan for every stage in life. Let us do the planning for you.
Health
Health insurance is a contract that helps pay for medical costs in exchange for a monthly premium. It can help protect you from unexpected medical bills and can also help you stay healthy through preventive care.
Health insurance can help pay for:
- Doctors' visits
- Prescription drugs
- Hospital care
- Special equipment
- Rehabilitation hospital stays
- Home health care
- Routine check-ups
- Immunizations
- Cancer screening and counseling
You can get health insurance through your job, a family member's job, or through public programs like Medicaid and Medicare. You can also buy coverage on your own through the federal health insurance marketplace, which was created by the Affordable Care Act.
Disability
Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions.
Long Term Care
Long-term care is a range of services that help people with chronic conditions or disabilities maintain their independence and safety:
- Activities of daily living (ADLs): Help with everyday tasks like bathing, dressing, eating, using the toilet, and transferring
- Supervision: For people with cognitive impairments, this may include protection or verbal reminders
- Home-delivered meals: Meals delivered to the home
- Adult day health care: Health care services for adults
- Home and community-based services: Services provided in the home or community